Minneapolis · Lic. #BC-37482
Insurance Claim Assistance in Minneapolis
We document storm damage, meet adjusters on-site, and dispute underpaid estimates. Serving Twin Cities homes since 2012 — 4.9 stars across 310+ reviews. Get Your Free Roof Assessment today.
Insurance Claim Support
What’s Included in Our Claim Assistance
We handle the paperwork and negotiations so you don’t have to. From damage documentation to adjuster meetings, we stay with your claim from start to settlement.
- Detailed storm damage documentation with photos and measurements
- On-site meeting with your insurance adjuster
- Estimate review and dispute of underpaid items
- Supplement requests for uncovered damage
- Direct communication with your carrier on your behalf
- Free written estimate for your records
- Lifetime workmanship warranty on any repairs we complete
Insurance Claim Process
How We Navigate Your Insurance Claim from Start to Finish
We've been helping Minneapolis homeowners get fair insurance settlements since 2012. As Minnesota License #BC-37482, we document storm damage, meet adjusters, and dispute lowball estimates. Here's how we work.
- Free Inspection & Damage Documentation – We inspect your roof at 2218 Nicollet Ave or any Twin Cities address, document all hail and wind damage with detailed photos and measurements, and provide a full written estimate. No pressure, no obligation.
- Adjuster Meeting & Claim Filing – We meet your insurance adjuster on-site to ensure no damage is missed. We know what insurers look for and how to present evidence to get your claim approved quickly.
- Supplement Filing for Underpaid Claims – If the adjuster’s estimate falls short, we file a supplement with manufacturer specifications (GAF, CertainTeed, Malarkey) to recover the full cost of materials and labor. We recovered $18,400 for a Tangletown homeowner last winter.
- Claim Approval & Scheduled Repairs – Once your claim is approved, we schedule the work around your timeline. For full replacements, you get a lifetime workmanship warranty and all manufacturer warranties in writing.
- Completion & Final Walk-Through – We clean up every nail and scrap, inspect the work with you, and provide all warranty documents. Your roof is protected, and your claim is closed.
DIY vs. Cheap vs. Us
Why Insurance Claims Need a Real Advocate
Most homeowners try DIY documentation or hire whoever's cheapest. Here's what that costs you when the adjuster shows up.
| Factor | DIY Claim | Cheap Contractor | Minneapolis Roof Pros |
|---|---|---|---|
| Adjuster meeting | You're alone | Maybe attends | We're on-site every time |
| Damage documentation | Phone photos | Basic estimate only | Itemized report + photos |
| Dispute underpaid claims | Rarely succeeds | Uncommon | We dispute — in writing |
| MN license on file | N/A | Verify carefully | #BC-37482 — since 2012 |
| Workmanship warranty | None | 1–2 years typical | Lifetime on replacements |
Real Job, Real Numbers
Kenwood Hail Claim: We Recovered $18,400
After the May 2023 hailstorm, a Kenwood homeowner's initial adjuster offer was $6,200. We documented the full damage, met the adjuster on-site, and got the claim settled correctly.
Location: Kenwood, Minneapolis Year: 2023 Material: CertainTeed Landmark Pro, Class 4 impact-resistant
The homeowner called us two days after a hail event that hit the southwest metro hard. The insurance adjuster had already walked the roof and issued a preliminary estimate of $6,200 — covering only the most visible field damage on one slope.
We went up and found what the adjuster missed: bruised ridge caps, cracked step flashing along the dormer, and gutters with impact dents that met the threshold for full replacement under Minnesota claim standards. We photographed every strike pattern, measured hail size from ground impressions, and compiled a line-item supplement.
We met the adjuster on-site for a re-inspection. We walked every finding point-by-point. The revised settlement came in at $18,400 — covering a full tear-off, CertainTeed Landmark Pro in Heather Blend, new gutters, and corrected flashing on both dormers.
We completed the job in two days. The homeowner paid only their deductible.
If your adjuster's number feels low, it probably is. Call (612) 979-0693 and we'll review the estimate before you sign anything.
Insurance Claims Simplified
Your Questions About Insurance Claim Assistance
We've helped hundreds of Minneapolis homeowners navigate storm damage claims since 2012. Here’s what you need to know before calling your insurance company.
How does Minneapolis Roof Pros assist with my insurance claim?
We act as your advocate from start to finish. We document storm damage with photos and reports, meet the adjuster on-site, and ensure your claim covers the full scope of repairs — including code upgrades, underlayment, and flashings. With 14 years of Twin Cities experience, we know how to maximize your settlement.
Will you meet with the insurance adjuster?
Yes. We schedule a joint inspection with your adjuster at your property. We point out damage they might miss — like hail hits on vents, ridge caps, and metal flashings — and provide manufacturer-certified documentation. This face-to-face advocacy often recovers thousands more than a homeowner handling it alone.
What if my insurance company disputes the estimate?
We dispute underpaid estimates using detailed scope reports, material cost data, and photos. If needed, we provide supporting documentation for a re-inspection. For example, we recovered $18,400 for a client in Kenwood by challenging the adjuster’s scope of damages. We don't back down.
Do I need to pay upfront for claim assistance?
No. There’s no upfront cost for our claim assistance. We provide free written estimates and work on a contingency basis — you only pay after the claim is approved and work is completed. This eliminates financial risk for you.
How long does the insurance claim process take?
Typical residential roof claims in Minneapolis take 2–4 weeks from initial inspection to approval, depending on your carrier. We handle all paperwork, follow-ups, and negotiations to keep things moving. After approval, we can schedule replacement within days.
Can you handle the entire claim process for me?
Yes. We manage everything — damage assessment, documentation, claim filing, adjuster negotiation, and final repairs. You don’t need to talk to anyone but us. We’ve been doing this since 2012 and know the system inside out. License #BC-37482.
Do you work with all insurance companies?
Yes, we work with every major carrier — State Farm, Allstate, Farmers, Liberty Mutual, USAA, and local mutuals. We’re familiar with their specific requirements and adjusters’ preferences, which speeds up the process. Same-day emergency tarping available if needed.
Get Your Free Roof Assessment — We Handle the Insurance Fight
Call (612) 979-0693 or schedule online. We document damage, meet your adjuster on-site, and dispute underpaid estimates. 14 years, MN License #BC-37482.
Free written estimate. No same-day pressure. Available 7 days across Minneapolis and the Twin Cities metro.